In my opinion a new player should try to hoard as much gold as possible. If you can afford to spend real money for gold on sale, okay but while it takes longer you don’t need to. I do think that at your level, you really don’t need to go overboard buying habitats and certainly not habitats that cost gold.There are limits as to how many habitats you can have and eventually, you will need to think about that. That is when it pays to purchase habitats that can hold five or maybe even six dragons.for gold when they are on sale.I buy a habitat that holds 5 dragons, move 3 from a single color habitat into the new habitat. Then I sell the old single color habitat and move the new one to the old one’s space.As a level 20 player, you don’t need to worry about that yet. Hoard your gold, gather and spend coins wisely and try and gather as many apples as possible. Most important, just have fun